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Spruce Finance

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EnergySage Rating
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About Spruce Finance

Lease a rooftop solar photovoltaic (PV) system with fixed monthly payments. Or purchase the power the system produces each month, the same way you pay your utility. Either way, you get free monitoring, maintenance, and insurance, as well as strong consumer protections.

Also available, solar loans are great if you prefer to own the solar PV system. Our homeowner loans offer attractive, flexible terms and strong consumer protections.

What Customers Are Saying

1.0
106 reviews
1.0
Average Rating 106 review(s)
Response
1.1
Quality
1.0
Value
1.0
Service
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Micro inverter Replacement Replacement Delay

Please ,Spruce power,can you explain why it should take over 2 months (approximately 30 calls in total) from the initial call ,to authorize a replacement Microinverter that is under warranty by Enphase??Then a truck roll fee,that should be part of the maintenance agreement??All I asked for ,was what you emphasize on your customer website,CUSTOMER SERVICE.Something as simple as a dedicated option to speak with someone to order a replacement microinverter,once the panel outage is verified,Ship the inverter,Simple.1 star is stretching it

Posted by j.fodaski on Dec 30, 2025
Stealing money from me

I've had broken equipment for 6 months now, can't get the contact center to help me. I get tickets numbers to follow-up on, but no one gets back to me. I have 7 years of solar data to prove my system (under warranty & contract) is malfunctioning, but they continue to be in breech of contract by refusing support while continuing to charge me monthly. Contact center refused to let me speak to a manager or higher when I asked. They are charging me more in monthly fees than the system produces....i'm actually losing money on this.

Posted by wesleycstorey on Dec 29, 2025
Spruce Solar Disaster Company

Leasing my solar system from Spruce. Not functioning since June. Called and received instructions on reboot and submitted all required documentation. Have been told it has been reviewed and submitted for repair. That was 5 months ago. Still no date for service. After contacting BBB, I saw 450 complaints, including mine relating specifically to Spruce. Similar issues , non compliance with service or repairs. I am certain that local solar service companies do not want to deal with Spruce. I am certain that Spruce has no intentions of servicing any of us with service issues. They are collecting our lease payments and we have a non functioning system. This must be investigated and those in charge brought to the justice department. This company is hiding some very murky business practices and more and more customers are getting swindled. I have tried 20 times contacting Spruce and always being told that my request is being processed.

Posted by mcl1956m on Oct 15, 2025
Spruce wont't honor contract

Spruce estimates my bills and refuses to install a meter, even though our contract specifies that they are required to do so. The customer service team simply transfers me to a different department or keeps me on hold for long periods. I don't understand how they get away with this.

Posted by subaluba1 on Sep 20, 2025
Theives!

I have a few panels out and Spruce power refuses to fix them. They also moved my payment date up so that I have been getting charged a late fee.

Posted by rolffimages on Aug 28, 2025
It’s a shame

My account was sold to Spruce, that’s when everything went down hill. Panel’s have not been producing for about 9 months now. These people need to be put out of BUSINESS.

Posted by theleenkp57 on Jul 22, 2025

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Headquarters